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The lender we are working with quoted us for the loan and after looking over the document we are confused on the origination fees. Then many people have no other option but to resort to personal loans. Once a collection agency takes over, they are likely to sue you if you continue to miss payments, which means that they can come after whatever money or assets that you might have even though your loan was unsecured. How you pay an installment loan helps credit reporting companies understand your payment habits: Do you pay on time every month. Kevin Pratt of MoneySuperMarket, the comparison website, said: If you apply for a loan with a bank or building society and get rejected, that will be noted on your file, and all the other institutions will see that you've been turned down.

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