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CFPB and other consumer advocates previously urged Congress to put in place more protections for borrowers in the private student loan market, such as providing more-transparent disclosure statements and making it easier for borrowers to discharge loans in bankruptcy, reported the Chronicle of Higher Education. On the flip side, I am now armed with information for my future mortgage loan, possibly a car loan and other small loans that I may require. To qualify as a business loan, the loan would have to be connected to the lender's business. The Expected Interest Rate is what the lender estimates the average rate will be over the life of the loan. A £5,000 loan will usually be repaid much quicker than a £50,000 loan, for example, and student loans tend to last much longer than home improvement loans.

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