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Besides, their loans range from $500 and $3000, which is extremely high for this kind of lending institution. Direct Subsidized Loans do not accrue interest while a student is enrolled at least half-time. For more details on USDA's Business Loan Programs please contact their State Rural Development Offices. Topics include: when repayment starts, various repayment plans, deferments, loan consolidation, and consequences of default. For both the Subsidized and Unsubsidized Federal Direct Loans, there are no payments due while you are enrolled at least half time and for six months after you leave college.

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