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Rapidmoney Also, just like there are tons of loan forgiveness scams, loan consolidation is another target of con men, so you will run into all sorts of offers that are far too good to be true, and you need to be extremely careful about picking a partner to consolidate your loans. We do not make any decisions regarding credit or short term loans. Keely would set the whole contraption quick-cash-loans. Stafford loan repayment begins 6 months after you graduate, fall below half time (6 credit hours for both Undergraduate and Graduate Student), or leave school. One method of securing a better interest rate is to agree to make loan payments while you are in school. Personal Loans Vs Federal Loans

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