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 The Act presents a significant change for Czech loan providers, as moneylenders could previously operate on the basis of an easily obtainable trade license. In this regard, FCUs should perform thorough due diligence before entering into any sort of third-party relationship with a CUSO or other party for the purpose of making payday or similar loans. The downfall of payday loans is their high interest rates compared to bank loans. They are relatively simple to be approved for, and the loan is deposited directly into the customer's account for easy access. It makes budgeting easier, because you’ll have certainty about how much of your income you need to put aside for your loan repayments.  Katleho Cash Loans

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