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You can choose to either add this to your loan or pay it up front. If you want to pay less interest, then you may want to take out a shorter-term loan and pay the money back more quickly. The downside to debt, of course, is that if the investment works out poorly, you still have to pay the loan and interest back, and you might go bankrupt. Just curious, how did you end up at only $130k in loans. Best of all, there are no penalties imposed for those who wish to pay the balance off early and renewal of the loan is possible if necessary. New Easy Payday Loans Business Loans Utah For the past ten years, Sunwise Capital has been offering small business loans to businesses in Utah. We offer a good selection of loan programs. If your credit is poor, you can still qualify for a loan, but you’ll pay a higher rate than someone with good credit. My loan with Primerica only had about 16 years left. Deep experience in the leveraged loan market.

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